About CFG
This is personal.
That’s the point.
Coles Financial Group was built from a real experience with what happens when a family is left without guidance at the worst possible time. That experience is the reason CFG exists and the reason we do this work differently.
I lost my dad at 22. What came next is why I do this.
When my father passed away from cancer, our family was already dealing with more than we could handle. On top of the grief, the bills started coming in. Medical costs. Funeral arrangements. Expenses we had no plan for.
We weren’t even sure if he had a life insurance policy. We didn’t know who to call, how to find out, or where to begin. It turned out he did have a policy. But by then we were already months into the process, deep in court, spending money on legal fees just to access what was meant to protect us. What should have been a safety net became a second crisis.
I started CFG to be that person for other families. To make sure that when something happens, your family knows exactly what they have, how to use it, and who to contact.
Founder, Coles Financial Group
How we work with families
Every family protects something different. We start with what matters most to you before anything else.
As an independent agency we compare top-rated carriers and find the coverage that best fits your life and budget.
When you refinance, add a child, or start retirement planning, you come back to the same advisor who already knows your story.
What we stand for
Clarity over complexity
Plain language before anything is signed.
Relationships over transactions
We adjust your plan as your family grows.
Access over confusion
Your family will always know what to do.
Real people. Real guidance.
No call centers. Your advisor, directly.
Our mission
To make sure no family goes through what mine did. Every policy we write comes with a commitment: your family will know what they have, how to access it, and that there is someone to call when they need help. That is not extra. That is the job.
Mortgage Protection, Indexed Universal Life, Final Expense, Retirement Planning, Social Security Protection, Life Insurance, Group Coverage, and Children’s Investment Accounts all built around your goals.